These Terms & Conditions govern your use of the Renew Senior Insurance website, forms, consultation scheduling, and communications. By using the site or submitting information, you agree to these Terms. If you do not agree, do not use the site.
Services and Medicare Disclaimer
Reese Insurance and Billing Solutions LLC, doing business as Renew Senior Insurance (“Renew Senior Insurance,” “we,” “us,” or “our”), provides insurance information and licensed-agent assistance. We are not connected with or endorsed by the United States government or the federal Medicare program. Plan availability, benefits, eligibility, premiums, and enrollment rules vary. Information on this site is educational and is not a guarantee of eligibility, enrollment, coverage, benefits, or savings.
Age Eligibility
This website and SMS program are intended only for adults age 18 or older. By using the site or opting in to messages, you confirm that you are at least 18 years old.
Accuracy and Authorized Use
You agree to provide accurate information and to use this site only for lawful purposes. You may not interfere with site operation, attempt unauthorized access, submit information for another person without authority, or misuse any content or service.
Electronic Communications
By providing an email address or telephone number, you authorize us to respond to your request through the channels you selected, subject to applicable law. Email and internet communications may not be completely secure.
Optional Marketing Text Messages
If you separately check the marketing SMS consent box, you agree to receive recurring marketing or promotional text messages from Reese Insurance and Billing Solutions LLC d/b/a Renew Senior Insurance at the number provided, including messages sent using an automated system where permitted. Message frequency varies. Message and data rates may apply. Consent is optional and is not a condition of purchasing goods or services, requesting information, or submitting a consultation form.
Optional Non-Marketing / Service Text Messages
If you separately check the service SMS consent box, you agree to receive non-marketing messages related to your request or relationship with us, such as appointment reminders, requested service updates, application or enrollment status notices, and account-related communications. Message frequency varies. Message and data rates may apply. This consent is also optional and independent from marketing consent.
Consent Records
When you choose an SMS option, we may retain the submitted telephone number, consent language, consent selection, page or form source, date and time, and related technical records to document your choice. Marketing and service-message consents are recorded independently.
Third-Party Services and Insurance Carriers
Our services may involve insurance carriers, licensed agents, technology providers, and external websites. Third parties operate under their own terms and privacy practices. We do not control and are not responsible for third-party websites or carrier decisions.
No Professional Advice or Guarantee
Website content does not constitute legal, tax, medical, or financial advice. Insurance decisions should be based on official plan documents and an individualized review. We do not guarantee any particular outcome.
Intellectual Property
Site content, branding, text, graphics, and design are owned by or licensed to Renew Senior Insurance and may not be copied, distributed, or used commercially without written permission, except as permitted by law.
Limitation of Liability
To the fullest extent permitted by law, Renew Senior Insurance and its owners, agents, and service providers will not be liable for indirect, incidental, special, consequential, or punitive damages arising from use of the site or reliance on its content. Nothing in these Terms excludes liability that cannot legally be excluded.
Changes and Termination
We may update these Terms or modify or discontinue site features at any time. The Effective Date identifies the current version. Continued use after changes constitutes acceptance of the revised Terms.
Governing Law
These Terms are governed by applicable United States law and the law of the state in which Reese Insurance and Billing Solutions LLC is organized, without regard to conflict-of-law principles.
Privacy
Our Privacy Policy explains how we collect, use, and protect information, including mobile opt-in data.
Contact Us
Reese Insurance and Billing Solutions LLC d/b/a Renew Senior Insurance
Phone: 701-470-2350
Email: [email protected]